Todays Rates
Mortgage Rates
Rate Effective as of 8/30/2010
| Loan Program | Rate | Points |
| 30 Year Fixed (Conv) | 4.125% | 1 |
| 30 Year Fixed (FHA) | 4.250% | 0 |
| 30 Year Fixed (VA) | 4.250% | 0 |
| 30 Year Fixed (USDA) | 4.750% | 0 |
Conventional rates are based upon a 90% LTV purchase, with a 740+ credit score, and a loan amount of $100,000 or greater.
FHA rates are based upon a 96.5% LTV purchase, with a 660+ credit score, and a loan amount of $100,000 or greater.
VA rates are based upon a 100% LTV purchase, with a 660+ credit score, and a loan amount of $100,000 or greater.
USDA rates are based upon a 100% LTV purchase, with a 620+ credit score, and a loan amount of $80,000 or greater
**Refinance loans are also available, however there could be some adjustments (either positive or negative) to the above pricing for borrowers seeking to refinance their current loan. Call our office for more details, and an exact rate quote**
All rates and programs are subject to change without notice. The rates listed on this page are for informational purpose only, and do not constitute an offer of credit. All loans must be approved by an underwriter after formal application has been made to our office. All rates listed on this page are for primary residential use only, and are not available for investment properties, or commercial loans.
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